Imagine working full-time, every week of the year, and still not earning enough to rent a one-bedroom flat on your own. For millions of people on the minimum wage, that is not a worst case. It is the everyday maths. The gap between the lowest legal wage and the cost of renting has grown so […]
A Full-Time Minimum Wage Job Won’t Cover A One-Bed Flat In Almost Any Part Of Britain Read More »
Most people have no idea how much money they need to retire. They just keep working and hoping it’ll somehow be enough. Here’s a simple calculation that gives you an actual number. Not a guess. Not a vague “as much as possible.” A real target you can work towards. It’s called the Rule of 25.
Listen to the pod It’s time to put your money to work. This is the guide I wish I’d had when I first started. Stop letting your money rot in your bank account and build something for future you. ———A huge thanks to the episodes sponsor – Trading 212. ?? Get FREE FRACTIONAL SHARES worth
How To Invest £100 A Month (UK Investing For Beginners Guide) Read More »
The UK equivalent of a 401(k) is a workplace pension plus a Self-Invested Personal Pension (SIPP). The workplace pension, a defined contribution (DC) scheme, mirrors the 401(k)’s employer-match, auto-enrolment structure. The SIPP gives you the investment control Americans take for granted. Use both together and you have a retirement pot that rivals, and in some
401(k) UK Equivalent: Workplace Pension + SIPP Explained (2026) Read More »
Imagine being handed £12,500 today to help buy your first home. Now imagine the price is working a year longer before your state pension kicks in. Would you take it? That is the trade-off at the heart of a new idea doing the rounds, and it has people talking. A think tank called the Social
£100,000 sounds impossible when you’re starting from zero. Most people look at that number and think it’s for other people. People with high-paying jobs. People who inherited money. People who got lucky. Wrong. Regular people hit £100k all the time. They just follow a system and stick with it for long enough. Here’s the exact
How To Go From £0 To £100k In 10 Years Read More »
Listen to the pod Jason Butler joins us today to discuss how having been a Wealth Manager to thousands of millionaires – what is the reason you're not rich yet! ———A huge thanks to the episodes sponsor – Trading 212. ?? Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212
I Advised 2,500 Millionaires: The REAL Reason You’re Not Rich! (Jason Butler) Read More »
We asked 1,679 UK adults how they really feel about money in 2026. 70% would rather show their screen time than their bank balance. The full data, free to cite.
UK Money Confidence Report 2026: 1,679 Brits on Saving, Anxiety and Money Read More »
Listen to the pod In this episode, I pull back the curtain on Gains App. After trying every money app in the UK, I decided to build my own. Gains App is an AI powered budgeting and cashback app designed to help you make more of your money. This is the story behind it, what
I Tried Every Money App In The UK. Then Built My Own. Behind The Curtain on Gains App. Read More »
Energy bills are going up again from 1 July. Not by a small amount either. Ofgem has confirmed the price cap is rising 13%, which translates to roughly £221 more a year for a typical household, or an extra £18 a month. Gas bills are jumping 24%. Electricity bills are up 5%. And forecasters at
Five Things Worth Doing Before The July Energy Price Rise Read More »
