Chris Barnes

minimum wage not enough for a one bed flat

A Full-Time Minimum Wage Job Won’t Cover A One-Bed Flat In Almost Any Part Of Britain

Imagine working full-time, every week of the year, and still not earning enough to rent a one-bedroom flat on your own. For millions of people on the minimum wage, that is not a worst case. It is the everyday maths. The gap between the lowest legal wage and the cost of renting has grown so […]

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rule of 25 for retirement

Rule of 25 for Retirement: The Simple Calculation That Tells You Exactly How Much You Need

Most people have no idea how much money they need to retire. They just keep working and hoping it’ll somehow be enough. Here’s a simple calculation that gives you an actual number. Not a guess. Not a vague “as much as possible.” A real target you can work towards. It’s called the Rule of 25.

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401(k) UK Equivalent: Workplace Pension + SIPP Explained (2026)

The UK equivalent of a 401(k) is a workplace pension plus a Self-Invested Personal Pension (SIPP). The workplace pension, a defined contribution (DC) scheme, mirrors the 401(k)’s employer-match, auto-enrolment structure. The SIPP gives you the investment control Americans take for granted. Use both together and you have a retirement pot that rivals, and in some

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young people pension

Young People Could Be Offered £12,500 To Buy A Home In Exchange For A Year Of Their Pension

Imagine being handed £12,500 today to help buy your first home. Now imagine the price is working a year longer before your state pension kicks in. Would you take it? That is the trade-off at the heart of a new idea doing the rounds, and it has people talking. A think tank called the Social

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jason butler on the money gains podcast

I Advised 2,500 Millionaires: The REAL Reason You’re Not Rich! (Jason Butler)

Listen to the pod Jason Butler joins us today to discuss how having been a Wealth Manager to thousands of millionaires – what is the reason you're not rich yet! ———A huge thanks to the episodes sponsor – Trading 212. ?? Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212

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the money gains podcast

I Tried Every Money App In The UK. Then Built My Own. Behind The Curtain on Gains App.

Listen to the pod In this episode, I pull back the curtain on Gains App. After trying every money app in the UK, I decided to build my own. Gains App is an AI powered budgeting and cashback app designed to help you make more of your money. This is the story behind it, what

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