Your route to choosing when you work
Financial Freedom
Money won’t buy you happiness, but it will pay for the journey. This hub is for anyone who wants to reach financial freedom, the point where your savings and investments cover your living costs so work becomes a choice. Start by working out your number, then pick the version of FIRE that suits you.
Start here
- What is the FIRE movement?: FIRE stands for Financial Independence, Retire Early. The basics, explained.
- FIRE calculator: work out your own FIRE number in a couple of minutes.
- The rule of 25 for retirement: the simple sum that tells you how much you need.
- Coast FIRE guide: save hard early, then let your pot grow on its own.
- Lean FIRE guide: retire early on a smaller, simpler budget.
- Fat FIRE guide: early retirement without cutting back.
- Barista FIRE guide: leave full-time work and cover the gap with part-time income.
- How to build wealth in your 30s: the decade that does the heavy lifting.
FIRE calculators
- Coast FIRE calculator: when you can stop saving.
- Barista FIRE calculator: your number with part-time income.
- Fat FIRE calculator: your number for a comfortable early retirement.
- Lean FIRE calculator: your number for a frugal early retirement.
The bit money can’t buy
- Money does make you happy: but not in the way you think.
- How to maximise your annual leave: more time off for the same days.
- 5 money mindset podcast episodes: conversations that change how you think about money.
- Top 10 personal finance podcasts: must-listens for the commute.
When you invest, your capital is at risk.