Day 4 of 28 Days Richer
One thing each day that puts money in your pocket and takes 5 minutes or less.
TopCashback and Quidco users earn an average of £100 to £300 per year, and it stacks on top of shopping you’re already doing.
We’re talking John Lewis, Boots, major supermarkets, insurance renewals, phone contracts – money back on all of it.
How Cashback Sites Work
The concept is simple: you visit the cashback site first, click through to the retailer, and buy what you were going to buy anyway.
The site gets a commission from the retailer and shares it with you.
There’s no catch, just an extra step before you shop online.
The Browser Extension Trick
If you install the browser extension, you don’t even need to remember to check.
When you land on a site that offers cashback, a popup appears and one click activates it.
No more forgetting and no more missed opportunities.
What About In-Store Cashback?
Traditional cashback websites are only useful for online shopping.
If you want to earn from your in-store and everyday spending then you’ll want a giftcard cashback app like Gains.
With most cash back platforms, they show you generic offers that are mostly tailored to how popular they are or how much incentive there is for the platform to show you them.
With Gains, cash back offers are personalised to you based on your individual spending.
Gains will see which retailers you shop at the most, work out how much you could save, and show you the offers that you’re most likely to need when you need them.
Where the Real Money Is
The big wins come from financial products.
Bank switches can earn an extra £20-40 through cashback sites on top of the bank’s own bonus, and insurance renewals, broadband deals, and credit cards often have the highest rates.
One home insurance purchase through a cashback site might earn you £50-80 back.
Today’s 5-Minute Action
Sign up to either TopCashback or Quidco (TopCashback tends to have slightly better rates) and install the browser extension.
Now every time you shop online, you’ll get a gentle reminder that you could be earning money back.
It takes two minutes to set up but pays out for years.
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