28 Days Richer – Day 5: Free Money Offers

Day 5 of 28 Days Richer

One thing each day that puts money in your pocket and takes 5 minutes or less.

Banks and investment platforms want new customers and they’re willing to pay for them – that’s where you come in.

Free shares, high interest rates, and no catches as long as you read the terms.

The Best Offers Right Now

IG – Open an account now and you’ll earn up to £1000 in bonus shares when you invest £300**

Open an account now and you’ll earn up to £1000 in bonus shares when you invest £300 with IG**

Get this offer here

**Your capital is at risk. New customers only. Invest £300 in ISA, GIA, or SIPP account 
by 27/02/2026. Cannot be used in conjunction with other offers. T&Cs apply. Min. share bundle value £50.

(Capital at risk when you invest, T&Cs apply)

Trading212 – Up to £100 Free Fractional Shares

You’ll receive up to £100 free fractional shares if you invest a minimum of £1 with the code ‘GAINS’.

Get this offer here

(Capital at risk when you invest, T&Cs apply)

Freetrade – Free share worth £10-£100 for depositing £50

Gives you a share worth £10-£100 for depositing £50.

Get this offer here

(Capital at risk when you invest, T&Cs apply)

Monzo – Earn a mystery reward of £10, £20 or £50

Earn a mystery reward of £10, £20 or £50 when you sign up and make your first card payment in the next 30 days.

Get this offer here

(T&Cs apply)

Quidco – Get £20 free when you sign up

Earn £20 bonus cashback when you sign up and earn £5 cashback.

Get this offer here

(T&Cs apply)

TopCashback – Get £10 free when you sign up

Earn £10 bonus cashback when you sign up and earn £10 cashback.

Get this offer here

(T&Cs apply)

Here is a full list of available offers right now: Click Here

Pick one, sign up, and get free stuff.

Why This Isn’t Too Good to Be True

These platforms make money when you use them, so a free share or high savings rate is essentially their marketing budget.

They’d rather give £10 to you than spend it on a Facebook ad.

The smart move is to take the offer, use the product if it works for you, and move on if it doesn’t.

Today’s 5-Minute Action

Pick one offer that appeals to you – Chase if you want a solid savings rate with a good app, or Trading212 or Freetrade if you’re curious about investing.

Sign up takes about five minutes and most accounts are approved within a day.

Stacking With Cashback

Remember Day 4?

Some of these offers are available through cashback sites too, so check TopCashback or Quidco before signing up directly.

You might earn an extra £20-50 on top of the main offer.

Ready for more 28 Days Richer?

Get back to the rest of the series: Click Here

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