Genuine cashback on fuel is rare in the UK. Most of what gets called “fuel cashback” is actually a loyalty scheme, a store card offer, or a one-off promotion. Here’s what’s real right now, and what to check before you rely on it.
Cashback cards that pay on fuel right now
Two cards currently pay genuine cashback on fuel with no ended offer to worry about.
Chase UK pays 2% cashback, up to £20 a month, on groceries, restaurants, cafes, takeaways, everyday transport, fuel and public EV charging points, per Chase’s own cashback support page. The rate rose from 1% on 1 June 2026.
You need at least 15 card payments and/or Direct Debits a month, plus £1,000 or more across savers, to qualify the following month.
Santander Rewards credit card pays 3% cashback in your first year on “topping up (petrol, diesel, LPG and electric vehicle (EV) charging away from home)” alongside your commute, per Santander’s own product page. After year one, the rate drops to 0.25% on everything, so it’s strongest as a first-year card.
What recent fuel deals have looked like
Deals like this appear periodically and are worth watching for, even though none is guaranteed to still be running when you read this.
Barclays and Tesco ran a fuel cashback partnership working automatically like card-linked cashback: 5% cashback on fuel spend between £5 and £200 at Tesco fuel stations, Esso-branded Tesco Express sites excluded.
It ran from 1 May 2026 to 31 July 2026, capped at £10 cashback per customer per month, and has now ended. Sourced to Barclays’ own press release and campaign page.
TopCashback runs a “Snap and Save” fuel promotion periodically, typically around £5 for new members uploading a qualifying £10+ fuel receipt. It isn’t always live, so check TopCashback’s own site before counting on it; see our best cashback apps UK roundup for how it compares to the rest.
The AA FuelSave credit card has been discontinued: the AA’s own site confirms its credit card programme “has come to an end and has changed to the Jaja Credit Card.”
Forecourt payments can also sometimes fail to earn cashback on cards that would normally pay it, since pay-at-pump and third-party-branded sites are sometimes coded differently by card networks. If a payment doesn’t land, our guide on what to do when cashback doesn’t track covers how to chase it up.
For the full landscape of UK cashback methods beyond fuel, our complete cashback guide covers the maths on all six.
Can you use a supermarket gift card for fuel?
This matters because gift card cashback is a genuinely good way to save on your supermarket shop (we cover that route in our supermarket cashback guide, including apps like Gains App). (Disclosure: Gains App is built by the Up The Gains team.)
But fuel is the exception, and it’s worth being straight about it rather than letting you find out at the pump.
- Sainsbury’s: no. Sainsbury’s own gift card help page confirms only a dedicated Sainsbury’s Fuel Payment Card is accepted for petrol and diesel at its filling stations, not standard gift cards.
- Asda: no, based on a secondary summary of Asda’s gift card terms rather than a direct read of Asda’s own page, so treat this with slightly less certainty and check at the till if it matters to you.
- Morrisons: no for standard gift cards, also from a secondary source. Morrisons separately sells a distinct fuel-specific gift product, which is a different thing entirely.
- Tesco: it depends which gift card you’re holding. Tesco’s own Tesco for Business gift card terms state that business and e-gift cards, the digital cards issued through the channel cashback apps use, exclude Tesco Petrol Stations outright. A standard physical gift card bought in store is different: Tesco’s consumer help pages and its own X support account confirm it can be used to pay for fuel at the kiosk, excluding Esso-branded sites. In practice, an app-bought Tesco gift card won’t fill your tank, even though a physical one bought in the shop may work.
Cashback vs loyalty schemes: not the same thing
Most “fuel rewards” in the UK are loyalty points, not cashback, and the distinction matters because points are worth less and only spendable with one brand.
| Scheme | What you actually get | Cashback or loyalty? |
|---|---|---|
| Tesco Clubcard fuel coupons | Spend-threshold discount vouchers, kiosk only, terms change per promotion | Loyalty discount |
| Nectar at Sainsbury’s | 1 point per litre | Loyalty |
| Shell Go+ | 2 points/litre on V-Power, 1 point/litre standard; 200 points = £1 | Loyalty |
| BP Rewards / BPme | 1 point/litre (2 on Ultimate); 200 points = £1 | Loyalty |
| Costco fuel | Lower pump price behind a paid annual membership (fee not independently verified, widely cited around £33.60 including VAT) | Neither, just cheaper pricing |
| Chase UK debit card | 2% cashback on fuel, up to £20/month, eligibility conditions apply | Genuine cashback |
| Santander Rewards credit card | 3% cashback on fuel in year one only, 0.25% after | Genuine cashback |
| Barclays x Tesco (ended 31 July 2026) | 5% cashback, £5-£200 spend, per transaction, while it ran | Genuine cashback (now ended) |
No evidence was found of an Airtime Rewards fuel partnership, so we haven’t claimed one exists. For the wider maths on where cashback pays off beyond fuel, see our full cashback guide.
Frequently asked questions
Key takeaways
- Genuine cashback on fuel is thin in the UK; most “fuel rewards” are loyalty points, not cashback
- Chase UK (2% cashback, capped around £20/month) and the Santander Rewards credit card (3% in year one only) are the two confirmed live fuel cashback routes right now
- The Barclays x Tesco 5% deal ran 1 May to 31 July 2026 and has now ended; deals like it appear periodically, so it’s worth watching for the next one
- The AA FuelSave credit card has been discontinued and replaced by the Jaja Credit Card
- Supermarket gift cards mostly don’t work at the pump: confirmed no for Sainsbury’s, likely no for Asda and Morrisons, and card-type dependent for Tesco (a physical card may work at the kiosk, app-bought e-gift cards don’t)
- Don’t confuse loyalty points (Clubcard, Nectar, Shell Go+, BP Rewards) with cashback, they’re a different mechanism worth less per pound
