Sammie Ellard-King

Founder - Up the Gains We exist to help you achieve your own version of financial freedom. Give your wallet the kickstart it needs today!

building wealth in your 20s

Building Wealth in Your 20s: A Comprehensive UK Guide

Quickfire Roundup: In the whirlwind of adulting, it’s crucial to kick-start your wealth-building journey in your 20s.  This comprehensive guide navigates you through understanding personal finance, creating an emergency fund, managing debt and credit, investing wisely, diversifying income, property investment, and adapting to financial changes.  Buckle up and let’s embark on this thrilling journey to […]

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how to save 5k in a year

How To Save 5k In A Year – (Get The Basics Locked Down)

Quickfire Roundup: If you want to save £5k a year, you need to put away exactly £416.67 each month. This can be achieved by budgeting, cutting down on luxuries, freelancing, selling items and reducing your bills. Investing is also a good option, but only if you have the right know-how. By saving 5k, you could

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ola all things money

Discover The Secrets To Financial Success – Ola All Things Money EP12

Disclaimer This post is not to be considered as financial advice or UK tax advice. This is for educational purposes only. Investment returns do vary and this is an illustrative example. When you invest your capital is at risk. Ola – All Things Money Listen to the pod Apple Podcasts Spotify In this episode of

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how to invest 40k

How To Invest 40k – The Ultimate Guide

Quickfire Roundup: Investing £40,000 wisely requires a balanced and diversified approach. Start with setting clear financial goals and time frames. Allocate a portion of the funds towards a high-yield savings account for immediate liquidity and emergency needs. Consider investing in low-cost index funds, ETFs, or mutual funds to take advantage of stock market growth while

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how to invest 5k

How To Invest 5k – The Ultimate Guide

Quickfire Roundup: Choosing to invest £5,000 is a sensible decision to make. There are various options available to you but most investment experts would recommend starting out with a stocks and shares ISA. Next, research and choose a diversified portfolio of low-cost index funds or exchange-traded funds (ETFs) that align with your goals and risk

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average savings by age

Average Savings By Age: A Comprehensive Guide For UK Residents

Quickfire Roundup: The general takeaway from the national statistics data available is that those who are older have more, on average, in savings. When you consider those aged 18 to 24, they have managed to put away £2,481.  Those aged over 65 have had longer to save money and find themselves with an average of

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