Quickfire Roundup: In divorce settlements, ISAs are typically considered part of the overall asset pool subject to division. Cash ISAs and stocks and shares ISAs may be included in the division process, with cash ISAs often offset against other assets and stocks and shares ISAs requiring an accurate valuation. Seeking professional advice from solicitors or […]
Is My ISA Included In A Divorce? – Top Guide Read More »
Quickfire Roundup: Both banks and building societies provide fantastic investment opportunities, and many people think they’re the same thing. Well, they’re not – and understanding the differences is vital for making the best investment decision. Banks are owned by shareholders, with a focus on prioritising profits. Building societies are owned by members and look to
Banks vs Building Societies – Which One Is Right For You? Read More »
Quickfire Roundup: An Individual Savings Account (ISA) is a means of saving and investing money without having to pay income tax or capital gains tax. Every adult in the UK can open an ISA – including you. It allows you to save a maximum of £20,000 without paying any taxes. There are several different types
ISA for Beginners: Everything You Need to Know to Get Started Read More »
Quickfire Roundup: Don’t want to pay tax? Who does?! If you want to limit the money you must pay back to the government, an ISA or individual savings account wins this round over a traditional savings account all day. Experts advise using a Stocks and Shares ISA to create long-term wealth and Cash ISAs for
ISA vs Savings Account – Which One Is Best For You? Read More »
Quickfire Roundup: There is no winner here. Both account types are outstanding and offer excellent tax incentives. It depends on how quickly you need the money and your personal financial goals. Use an ISA for your short to medium goals and SIPPs for retirement pots. Saving and investing money is challenging, but getting added assistance
SIPP vs ISA – Which One Should I Pay Into? Read More »
Quickfire Roundup: There is only one winner here because the Help to Buy ISAs are now closed for new applicants. There are, however, 1000s of people still with a Help to Buy ISA that can still contribute to their accounts until 2029. BUT if you’re looking for new account with some added government bonus goodness
Help To Buy vs Lifetime ISA – Should I Switch Mine Over? Read More »
Quickfire Roundup: We’re sorry to burst your bubble but unfortunately not, no. The current ISA rules state you can’t have a joint ISA account, but there is some upside because if you both have ISAs, you can save more money together. We get it, and it isn’t ideal because, as a couple, you want to
Can You Have A Joint ISA? All You Need To Know Read More »
Quickfire Roundup: Simply put, both acount types are similar because they allow you to invest, but a GIA is liable for tax and an ISA is not. A GIA does, however, has its uses, and if you invest over £20,000 a year, which is the current ISA allowance, it is an excellent addition to your
General Investment Account vs Stocks and Shares ISA – What One To Choose? Read More »
There are lots of different types of ISA. You might have one or two of them already. Something that people tend to know less about is innovative finance ISAs or IFISAs for short. But what is an Innovative Finance ISA? And how do they differ from normal ISAs? Let’s dive in to see exactly that
What Is An Innovative Finance ISA? – The Ultimate Guide Read More »
Quickfire Roundup: Simply put, ethical ISAs are savings or investment accounts that own or invest in environment-friendly activities. This could be companies focusing on improve their ESG ratings, carbon output and investing time or money into things like green energy or solving social issues. Their aims are to steer away from investments that could harm
Ethical ISAs: Saving and Investing for a Sustainable Future Read More »
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