Sammie Ellard-King

Founder - Up the Gains We exist to help you achieve your own version of financial freedom. Give your wallet the kickstart it needs today!

moneyfarm vs wealthify

Moneyfarm vs Wealthify – Which Broker Should You Choose?

Quickfire Roundup: For pure choice and the fact they offer free financial advice, Moneyfarm is the winner here. It’s got a wider selection of portfolios and it’s cheaper to invest in socially responsible products. That being said, Wealthify has a lot lower barrier to entry and you can start an account for just £1 whereas […]

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how to get free shares

How To Get Free Shares To Kick Start Your Investment Portfolio

Whether you’ve started investing already or not, getting an extra boost to your portfolio is very welcome. Many investment apps and platforms will give new customers free shares for signing up and depositing or investing with them.  And it can add up quick! Below I’ve listed the best platforms that offer free stocks and shares,

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banks vs building societies

Banks vs Building Societies – Which One Is Right For You? 

Quickfire Roundup: Both banks and building societies provide fantastic investment opportunities, and many people think they’re the same thing.  Well, they’re not – and understanding the differences is vital for making the best investment decision.  Banks are owned by shareholders, with a focus on prioritising profits. Building societies are owned by members and look to

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niaz of millennial money uk

How Your Childhood Shapes Your Financial Future: Niaz, Co-Founder of Millennial Money UK

Niaz, Co-Founder of Millennial Money UK Listen to the pod Apple Podcast Spotify In this insightful episode of The Money Gains Podcast, we have an engaging conversation with Niaz, the Co-Founder of Millennial Money UK. We discuss Niaz’s personal journey, highlighting the significant influence his father had on his childhood and how it shaped his

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will rainey episode 13

Raising Financially Responsible Kids & Adults Too – Will Rainey EP13

Disclaimer This post is not to be considered as financial advice or UK tax advice. This is for educational purposes only. Investment returns do vary and this is an illustrative example. When you invest your capital is at risk. Will Rainey – Blue True Savings Listen to the pod Apple Podcasts Spotify On this week’s

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should i fix my mortgage

Should I Fix My Mortgage? Pros and Cons to Consider In 2026

Quickfire Roundup: If you’re seeking peace of mind and stability, a fixed rate mortgage is probably the best option for you. With a fixed rate, you’ll usually benefit from lower interest rates, and you’ll know that your monthly repayments are going to stay the same. There are pros and cons to this approach, but overall

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repayment mortgage explained

Repayment Mortgage Explained: What You Need to Know

Quickfire Roundup: A repayment mortgage is a loan that is used to buy your home. The difference between repayment mortgages and interest-only mortgages is that, with the former, your monthly payments are made up of both capital and interest. This means that when your mortgage ends, you can be sure that you’ve repaid the full

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how to find a mortgage advisor in the uk

How to Find a Mortgage Advisor in the UK: The Ultimate Guide

Quickfire Roundup: There are plenty of online searches that can be carried out to help you find a mortgage broker. A mortgage broker is there to find you the best mortgage deal possible. An independent mortgage broker will be able to search the whole of the market on your behalf, ensuring that you only apply

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how to build wealth in your 30s

How To Build Wealth In Your 30s: The Ultimate Guide

Quickfire Roundup: In your 30s and keen on building wealth? It all starts with setting clear, SMART financial goals, coupled with a keen eye on your expenditure. Make your money work for you by exploring diverse investment vehicles like stocks, bonds, ETFs, and real estate. Manage any existing debt strategically using methods like the snowball

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