Sammie Ellard-King

Founder - Up the Gains We exist to help you achieve your own version of financial freedom. Give your wallet the kickstart it needs today!

repayment mortgage explained

Repayment Mortgage Explained: What You Need to Know

Quickfire Roundup: A repayment mortgage is a loan that is used to buy your home. The difference between repayment mortgages and interest-only mortgages is that, with the former, your monthly payments are made up of both capital and interest. This means that when your mortgage ends, you can be sure that you’ve repaid the full […]

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how to find a mortgage advisor in the uk

How to Find a Mortgage Advisor in the UK: The Ultimate Guide

Quickfire Roundup: There are plenty of online searches that can be carried out to help you find a mortgage broker. A mortgage broker is there to find you the best mortgage deal possible. An independent mortgage broker will be able to search the whole of the market on your behalf, ensuring that you only apply

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how to build wealth in your 30s

How To Build Wealth In Your 30s: The Ultimate Guide

Quickfire Roundup: In your 30s and keen on building wealth? It all starts with setting clear, SMART financial goals, coupled with a keen eye on your expenditure. Make your money work for you by exploring diverse investment vehicles like stocks, bonds, ETFs, and real estate. Manage any existing debt strategically using methods like the snowball

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building wealth in your 20s

Building Wealth in Your 20s: A Comprehensive UK Guide

Quickfire Roundup: In the whirlwind of adulting, it’s crucial to kick-start your wealth-building journey in your 20s.  This comprehensive guide navigates you through understanding personal finance, creating an emergency fund, managing debt and credit, investing wisely, diversifying income, property investment, and adapting to financial changes.  Buckle up and let’s embark on this thrilling journey to

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how to save 5k in a year

How To Save 5k In A Year – (Get The Basics Locked Down)

Quickfire Roundup: If you want to save £5k a year, you need to put away exactly £416.67 each month. This can be achieved by budgeting, cutting down on luxuries, freelancing, selling items and reducing your bills. Investing is also a good option, but only if you have the right know-how. Do it and you have

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ola all things money

Discover The Secrets To Financial Success – Ola All Things Money EP12

Disclaimer This post is not to be considered as financial advice or UK tax advice. This is for educational purposes only. Investment returns do vary and this is an illustrative example. When you invest your capital is at risk. Ola – All Things Money Listen to the pod Apple Podcasts Spotify In this episode of

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how to invest 40k

How To Invest 40k – The Ultimate Guide

Quickfire Roundup: Investing £40,000 wisely requires a balanced and diversified approach. Start with setting clear financial goals and time frames. Allocate a portion of the funds towards a high-yield savings account for immediate liquidity and emergency needs. Consider investing in low-cost index funds, ETFs, or mutual funds to take advantage of stock market growth while

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