Sammie Ellard-King

Founder - Up the Gains We exist to help you achieve your own version of financial freedom. Give your wallet the kickstart it needs today!

how to invest in index funds uk

How To Invest In Index Funds UK – Everything You Need To Know

Quickfire Roundup: Investing in index funds in the UK thankfully is very easy and simple. This one of the reasons why they’re so attractive to all levels of investors. Not only are they easy they’re also very difficult to outperform as shown by legendary investor Warren Buffett in his 2010 bet with the hedge funds. […]

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dan does mortgages

Navigating the Mortgage Maze with Dan Does Mortgages

Dan Does Mortgages Listen to the pod Apple Podcast Spotify On this week’s episode of The Money Gains Podcast, we’ve got a very special guest who knows his way around the intricacies of mortgages. We’re talking to none other than Dan Does Mortgages, a successful self-employed mortgage advisor hailing from Sunderland. As a connoisseur of

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moneyfarm vs nutmeg

Moneyfarm vs Nutmeg – Which Investing App is Better?

Quickfire Roundup: This one is easy for me. Moneyfarm is cheaper and has far better portfolio performance and higher ratings. Moneyfarm offers financial advice, has a very easy-to-use app and for me is the best robo advisor on the market right now. If you’re on the fence then let’s get into why Moneyfarm wins this

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moneyfarm vs wealthify

Moneyfarm vs Wealthify – Which Broker Should You Choose?

Quickfire Roundup: For pure choice and the fact they offer free financial advice, Moneyfarm is the winner here. It’s got a wider selection of portfolios and it’s cheaper to invest in socially responsible products. That being said, Wealthify has a lot lower barrier to entry and you can start an account for just £1 whereas

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how to get free shares

How To Get Free Shares To Kick Start Your Investment Portfolio

Whether you’ve started investing already or not, getting an extra boost to your portfolio is very welcome. Many investment apps and platforms will give new customers free shares for signing up and depositing or investing with them.  And it can add up quick! Below I’ve listed the best platforms that offer free stocks and shares,

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banks vs building societies

Banks vs Building Societies – Which One Is Right For You? 

Quickfire Roundup: Both banks and building societies provide fantastic investment opportunities, and many people think they’re the same thing.  Well, they’re not – and understanding the differences is vital for making the best investment decision.  Banks are owned by shareholders, with a focus on prioritising profits. Building societies are owned by members and look to

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niaz of millennial money uk

How Your Childhood Shapes Your Financial Future: Niaz, Co-Founder of Millennial Money UK

Niaz, Co-Founder of Millennial Money UK Listen to the pod Apple Podcast Spotify In this insightful episode of The Money Gains Podcast, we have an engaging conversation with Niaz, the Co-Founder of Millennial Money UK. We discuss Niaz’s personal journey, highlighting the significant influence his father had on his childhood and how it shaped his

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will rainey episode 13

Raising Financially Responsible Kids & Adults Too – Will Rainey EP13

Disclaimer This post is not to be considered as financial advice or UK tax advice. This is for educational purposes only. Investment returns do vary and this is an illustrative example. When you invest your capital is at risk. Will Rainey – Blue True Savings Listen to the pod Apple Podcasts Spotify On this week’s

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should i fix my mortgage

Should I Fix My Mortgage? Pros and Cons to Consider In 2026

Quickfire Roundup: If you’re seeking peace of mind and stability, a fixed rate mortgage is probably the best option for you. With a fixed rate, you’ll usually benefit from lower interest rates, and you’ll know that your monthly repayments are going to stay the same. There are pros and cons to this approach, but overall

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