Listen to the pod
Jay Lawrence is a Wealth Manager at Rathbones who look after £110 Billion for their clients.
He joins us to discuss why buying a house is the worst money move in 2026 plus what he thinks is the better one to make for most people.
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Resources
Why the Golden Age of property is over – https://www.schroders.com/en-gb/uk/intermediary/insights/why-cash-is-riskier-than-stock-market-investing/
Chapters
00:00 – The Property Ladder Is Dead
04:08 – Renting vs Buying: Do The Maths
11:47 – The UK’s £1.5 Trillion Mistake
14:53 – ISA Millionaires Don’t Use Cash ISAs
17:15 – State School To Rathbones
25:29 – Why £300 Beats £400
29:51 – The “Doing Everything Right” Trap
40:08 – Your First Move
43:59 – The Gateway Drug
46:44 – He Locked His Mum Out
51:10 – Why Crashes Are A Gift
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DISCLAIMER:
This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. Always do your own research.
This episode description contains affiliate links – if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.
