Best Investing Apps For iPhone & IPad
DISCOVER THE BEST investing app for apple users IN THE UK RIGHT HERE
Quickfire Guide:
If you’re looking for investment apps for your iPhone or iPad, thankfully, plenty are available on Apple’s App Store.
If you’re new to investing don’t worry we’ll highlight exactly which ones are more suited to you.
From the best for beginners to the best zero-commission trading, I have compiled a list of investing apps to suit your needs.
Top Picks
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Best Investing App Overall
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Best For Hands Off Investors
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4.8
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4.5
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30 million users worldwide enjoy social investing with a wide selection of stocks, funds, trusts and cryptocurrency available. |
Award-winning investing app providing free financial advice. Moneyfarm offers a selection of funds handpicked by their experts. |
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Minimum Initial Deposit £50
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Minimum Initial Deposit £500
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eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.
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Capital is at risk
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30 million users worldwide enjoy social investing with a wide selection of stocks, funds, trusts and cryptocurrency available.
- Low Trading Fees
- Social Investing
- Copy the top investors in the world
- Small withdrawal fees
Award-winning investing app providing free financial advice. Moneyfarm offers a selection of funds handpicked by their experts.
- Free financial advice
- Expert managed portfolios
- Ethical investing option
- High 1st deposit
Capital is at risk.
Choosing the Best Investing App For iPhone and iPad
Whether you’re looking to trade on the stock market or make some smart investments, there are plenty of iPhone and iPad apps on the App Store that can get you started.
I’ve spent time and tested out all of the best investment apps for iPhones and iPads, so let’s take a closer look at our top picks.
eToro
Key Features
- Highly rated on app store
- Commission-free trading on real stocks and ETFs
- Min 1st deposit: £45
Pros
- Massive range of stocks, funds and cryptocurrencies available
- Free to download
- There are no trade limits
Cons
- Withdrawal fees
- Fees on short, leveraged or Contract of Difference (CFD) orders
If you’re an Apple user eToro could be the perfect app for you, offering easy investment management in currencies, shares, bonds, and ETFs with no additional fees.
EToro is my favourite investing app for beginners. Its user-friendly interface and charting features make it easy for even novice investors to track their investments’ performance.
Overall, for Apple device users interested in commission-free investing, I highly recommend eToro for its accessibility and ease of use.
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.
Wealthify
Key Features
- Multiple account types as well as ISAs and SIPPs
- Amazing hands-off investing app
- Min 1st Deposit: £1
Pros
- Start investing with as little as £1
- Flexible payments (a one-off payment or regular payments)
- Free withdrawal
- Amazing customer service
Cons
- Hands-off investments mean you have less control
Wealthify is an excellent investment app for Apple device users who want a simple and hassle-free approach to investing. This app offers a high-quality service with a robo-advisor that helps guide your investments and requires minimal effort on your part.
Upon signing up, you will be prompted to complete a detailed financial questionnaire that tailors the perfect investment strategy for you. This is especially helpful for busy individuals who have no interest in managing their investments in great detail.
T&C’s Apply. Capital is at risk
Moneyfarm
Key Features
- Investing in ISAs, self-invested personal pensions (SIPPs) and pensions
- Minimum deposit of £500
- Min 1st Deposit: £500
Pros
- Incredibly easy to use
- Diversified portfolios
- Hassle-free
- Portfolios are actively managed
Cons
- Requires a minimum monthly contribution
Moneyfarm is an ideal investment app for Apple device users who want a unique blend of human expertise and AI technology in their investment advisor services. Unlike some other apps, Moneyfarm offers this service, making it stand out among other investment applications.
Although the minimum balance of £500 is higher than some other iPhone apps, Moneyfarm is specifically aimed at experienced investors who want a more personalized approach to their investment strategy.
By filling out an in-depth financial questionnaire, the app will provide you with a range of portfolios uniquely tailored to your investment requirements.Â
T&C’s Apply. Capital is at risk
Freetrade
Key Features
- 0% commission on stocks
- You get one free share on sign up
- Min 1st Deposit: £1
Pros
- Easy sign-up procedure
- Zero commission on trades
- Can invest in an ISA
- Very easy to navigate
- Uncomplicated stock buying process
Cons
- Graphs and charts don't provide a lot of info
- Investing in an ISA costs money
- Paywall for some stocks
If you own an iPhone or iPad, Freetrade can be an excellent app for you as a beginner investor. Its simple design and user-friendly interface make it effortless to navigate and find various investment options to start trading.
Additionally, if you want to upgrade your account type, Freetrade offers a seamless process, and although there are some fees associated with it, they are minimal compared to other apps.
T&C’s Apply. Capital is at risk
Hargreaves Lansdown
Key Features
- Comprehensive platform
- Investing in ISA and pension products
- Multiple account types
- Large variety of global assets
Pros
- Plenty of investment options, including SIPPs and ISAs
- No fee to join the platform
- Very easy to use
- Prices go down the more you trade
- Amazing customer reviews
Cons
- Gets expensive if you trade small amounts
- No option for a trial or demo
- ETFs have a high fee
Hargreaves Lansdown won the Finder Customer Satisfaction Awards in 2023, which is why it made my list as the best iPhone or iPad investing app for customer satisfaction.
With this app, investors can invest in an ISA or SIPP, as well as any junior accounts (in case you have children).
Hargreaves Lansdown is definitely aimed at advanced investors, and it allows you to be in control of your investments from anywhere in the world.
T&C’s Apply. Capital is at risk
IG
Key Features
- 0% commission on US trades
- ISAs, SIPPs and CFDs
- Invest via share dealing or smart portfolios
Pros
- Can set up a demo account
- Great for beginners and experienced investors
- Offers learning resources
- Fairly low fees
Cons
- Slow to open an account
- Fees/penalties for inactivity
IG is a great mobile app for both beginners and more experienced investors. It has plenty of resources to help you get started and allows you to open a demo account so you can decide if the app is right for you.
IG is my top pick for ETFs (exchange-traded funds) as this platform has a number of these funds available.
T&C’s Apply. Capital is at risk
Stake
Key Features
- Commission-free stock
- Incredibly fast app
- Access to the US stock market
- More than 6,000 assets
Pros
- Unlimited free trades
- Free version available
- No hidden foreign exchange fees
- Plenty of stock options
Cons
- Only US stocks available
- Withdrawal and funding fees
Stake offers beginners the option to invest in US retail stocks.
Although it is not the best option for investors seeking a diverse profile, Stake offers investors stocks in big US companies like Nike, Dropbox and GoPro.
Stake also offers rewards – when signing up you get one free stock, and you can win additional rewards by referring the app to friends.
T&C’s Apply. Capital is at risk
DEGIRO
Key Features
- Very low cost
- No minimum investment required
- Low foreign exchange fees
Pros
- Thousands of global shares
- Relatively low fees
Cons
- The fee structure is quite complicated
- No educational tools to help you make decisions
- No ISA stocks or shares
- No pension product
DEGIRO is amazing if you wish to dabble in the international stock market. With stock exchanges from 30 countries, you have nothing but options (and for low costs).
The fee structure might have you scratching your head, but that doesn’t mean the international fees are not the best out there at 0.25%.
T&C’s Apply. Capital is at risk
Full Brand Reviews
What Types of Investments Can You Make on Mobile Investing Apps?
Here are some of the main investments active traders or beginners can make on mobile apps:
- Stocks
- Exchange-traded funds
- Mutual funds
- Options
- Cryptocurrency
What To Look Out For When Choosing An Investing App For iPhone?
If you are new to the investing world, you’ll probably want an app that’s easy to use with plenty of resources to get you started.
There are no shortcuts to investing. In fact, you’ll often want to make long-term investments, which means you need an app that can grow along with your portfolio.
All of the apps on the list are great options, but each caters to slightly different needs. The top apps give you access to automated investing, a hands-off investment portfolio, ETFs, global stocks, or even family accounts! You need to decide which investing app suits you best.
That said, aim for apps with low fees that still offer a good desktop experience, as sometimes the app simply won’t cut it or you’ll want to look at your investments in more detail.
If you are looking for a diverse investment portfolio, download an app that allows you to have more than one investment account type. This way, you don’t have to open new accounts as your experience grows.
Are Stock Trading Apps Safe to Use on Mobiles?
Yes, in the UK all investment apps are regulated by the Financial Conduct Authority (FCA), which means they are compliant with UK law and completely safe to use.
Are Investment Apps Safe To Use?
Investment apps are authorised by the FCA and also covered by the Financial Services Compensation Scheme (FSCS), which means they are safe to use and invest in.
Most investment apps require passwords and PINs – and if your phone allows it, biometric identification – so no one will be able to access your investment account without your permission.
The FCA and FSCS must keep your money in a ringed fenced account (it does not form part of their business funds) so if these companies go bankrupt, your investments will be protected.
Frequently Asked Questions
Most frequent questions and answers when it comes to the best investing apps UK
How can I choose the best investing app for beginners?
Consider the following:
- Fee structure
- Trading options
- Ease-of-use
- Research tools
- Diversified portfolio
- Demo or trial account
Based on these aspects and your requirements, you can narrow it down to the best app for you.
How much money do I need for an investment app?
Many apps do not have a minimum balance requirement, but specific apps may require a minimum deposit, so check the app and reviews before downloading.
Wrapping Up
There you have it; my top picks for the best iPad and iPhone investment and trading apps.
So what are you waiting for? Go to the App Store and get trading on your favourite investment app. Once you sign up on these apps you can start trading and investing in as little as 24 hours!
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Disclaimer: Content on this page is for informational purposes and does not constitute financial advice. Always do your own research before making a financially related decision.
